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Usda Rural Home Purchase Loan Programs | U.S. Department Of Agriculture

21330 State Route 676 Suite A, Marietta, OH 45750

Eligibility

*Income Based *Rural area *Be without decent, safe and sanitary housing *Be unable to obtain a loan from other resources on terms and conditions that can reasonably be expected to meet *Agree to occupy the property as your primary residence *Have the legal capacity to incur a loan obligation *Meet citizenship or eligible noncitizen requirements *Not be suspended or debarred from participation in federal programs

Required documents

Hours

Mon-Fri 8am-4:30pm
(740) 885-3303

Voice - voice | Marietta Office

(614) 255-2400

Voice - voice | State Office

Application process

Call or email to apply. Additional information available online.

Fees

Determined by agency

Service area

Fairfield County, Ohio
Hocking County, Ohio

Description

Programs that make home loans and loan guarantees available to rural low income families where they live who do not qualify for a conventional loan. Direct loans are made for the purchase of a new home or for new home construction including site preparation. The loan guarantee program guarantees loans made by private lenders. Under the terms of this program, families may borrow up to 100% of the appraised value of a home eliminating the need for a down payment, a barrier to home ownership frequently faced by families with low incomes.

Data provided by

211 Fairfield

Providing organization

U.S. Department Of Agriculture

The USDA Rural Development Program offers home repair and direct loan programs, including grants for essential repairs and low-interest loans for home improvements, to individuals in rural areas.