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Public Service Loan Forgiveness (PSLF) | United States Department Of Education - Federal Student Aid Information Center

Washington, DC 20044

Eligibility

The applicant must have made 120 qualifying separate monthly payments. This takes at least 10 years before you can qualify for PSLF. Important: The applicant must be working for a qualifying employer at the time the form for forgiveness is submitted and at the time the remaining balance on the loan is forgiven. It is a program for people who work in public service in federal, state, tribal, or local government, or for a non-profit organization.These repayment plans do not qualify for PSLF: Standard Repayment Plan for Direct Consolidation Loans; Graduated Repayment Plan; Extended Repayment Plan; Alternative Repayment Plan.

Required documents

Completed PSLF form and employer's certification.

Hours

Online 24 hours a day, 7 days a week.
(800) 621-3115

Voice - voice | Default Resolution Group (Defaulted Loans)

(855) 265-4038

Voice - voice | MOHELA - DOE's federal loan servicer

(800) 433-3243

Voice - voice | Federal Student Aid Information Center (FSAIC)

(866) 222-7060

Fax - fax | Fax the PSLF form

(800) 557-7392

Voice - voice | Loan Consolidation

(800) 872-5327

Voice - voice | U.S. Dept. of Education Information Resource Ctr - M-F: 9-5

https://studentaid.gov/pslf/

Application process

Check the PSLF FAQ page on the website or phone the U.S. Department of Education's MOHELA office for information. Download the PSLF form on the website. Mail or fax the completed form, with the employer's certification, to U.S. Department of Education, MOHELA, 633 Spirit Drive, Chesterfield, MO 63005-1243.

Fees

None.

Service area

Ohio

Description

Provides forgiveness of the remaining balance on federal student Direct Loans. Applicants must have made 120 qualifying separate monthly payments under a qualifying repayment plan while working full-time for a qualifying employer.

Data provided by

211 Cleveland

Providing organization

United States Department Of Education - Federal Student Aid Information Center

Provides information and assistance concerning federal student financial aid programs.