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Home Equity Conversion Mortgage (HECM) | United States Department Of Housing And Urban Development

451 7th St. Sw, Washington, DC 20410

Eligibility

Must be age 62 or older, own the property in question and use the property as your primary residence. Other information will be provided by HUD-approved counseling agencies.

Required documents

Proof of Income. Further information will be provided by Housing Counselor.

Hours

FHA Resource Center phoneline is staffed M-F: 8:00am-8:00pm. Housing Counseling agencies will vary.
(800) 927-9275

Voice - voice | Fair Housing Hotline TTY

(800) 669-9777

Voice - voice | Fair Housing Hotline

(202) 708-3750

Voice - voice | Administrative Officer

https://www.hud.gov
[email protected]

Application process

Call be referred to a Housing Counseling agency, which will then assist with the process. Information is also available on the website.

Fees

Free.

Service area

United States

Description

Makes available home equity conversion mortgages which allow older homeowners to draw on the equity of their home while residing in it.

Data provided by

211 Cleveland

Providing organization

United States Department Of Housing And Urban Development

Federal agency that works to achieve a decent, safe, suitable living environment for every American by advocating for fair housing, acting to reduce homelessness, increasing affordable housing and opportunities for home ownership, and promoting jobs and economic opportunities.