View Search Results

Provides first-time homebuyer counseling, education, and guidance.

Offers an array of services including foreclosure prevention, credit and budget counseling, financial education, and homebuyer education (including down payment assistance).

Provides pre-purchase counseling, including guidance through the steps of cleaning up credit, purchasing a home, obtaining a mortgage, and advising how to avoid lending that preys on borrowers. Offers assistance if foreclosure on a home is threatened. Offers HUD-approved home buyer education on topics such as preparing for home ownership and obtaining an affordable mortgage.

The Ohio Housing Finance Agency (OHFA) offers several affordable loan options to help you achieve your dream of homeownership. OHFA offers 30-year fixed rate FHA, VA, USDA-RD and conventional mortgage loans designed especially for homebuyers with low- and moderate-incomes, with generous income and purchase price limits.

Provides pre-home purchase workshops and counseling for those considering a home purchase. Program is geared toward those who are just beginning the home buying process. Provides information with such things as: budgeting, credit, the home buying process, mortgages, taxes, maintenance, etc. Will review documents in order to assist the home buyer in understanding them. Will also review loan documents to check for any potential predatory lending issues.

Rehabilitates abandoned housing to provide affordable, decent housing. Provides information and counseling on residential rehabilitation with a concentration on avoiding and correcting violations of building codes and maintenance of homes in good condition.

Offers HUD-approved home buyer education workshops to educate individuals on the home buying process. The 8 hour workshops meet the qualifications to apply for various down payment assistance programs including City of Columbus ADDI, Franklin County, and Ohio Housing Finance Agency. ***NEW online course available: www.eHomeAmerica.org/hothcdc

Provides a pre-home buyers' course on budgeting, basic banking, credit and debt management, tax tips, the home buying process, asset creation, predatory lending, and financial goal setting. Clients receive a certificate upon completion of the course and are then entitled to one-on-one counseling and advice on specific financial matters.

Provides pre-purchase education to increase knowledge and build home buying skills. Topics include money management, credit management, shopping for a home and the mortgage loan process. Also offers post-purchase education related to maintaining a home.

Roof replacement; hot water tank replacement; installs hand rails and builds wheelchair ramps; plumbing, furnace repair etc; no electrical work, no outside painting; no siding; no work on garages.

Offers a free HUD-approved home buyer education and pre-purchase counseling program. Participants must complete the eight hour education component and a 1-2 hour individual counseling session. Participants will receive a certificate upon completion.

Provides one-on-one financial counseling and seminars for: - Home Purchase. - Minor Home Repairs. - Foreclosure Prevention. - Home Lending. - Financial Education/Seminars. - Affordable Rehab Homes for Sale/Rentals.

Provides housing counselors for immediate and long-term guidance related to housing stress. Does not provide mortgage assistance.

The Ohio Housing Finance Agency’s (OHFA) Ohio Heroes rewards Ohio residents who serve the public with a discounted mortgage interest rate. You can choose to include down payment assistance in your Ohio Heroes loan. Down payment assistance is forgiven after seven years. If you sell or refinance your home within seven years, you must repay all of the assistance provided. Qualified buyers are required to complete free homebuyer education. Information on OHFA’s streamlined education program is available on our website or, you may complete a course offered by any U.S. Department of Housing and Urban Development (HUD) approved counseling agency in Ohio.

Provides housing counseling and information for first time home buyers especially those with low to moderate income. Offers information about the overall process of buying a home including but not limited to money management, lending, working with real estate agents, appraisals, loan document review, and closing information.

Provides HUD-certified Homebuyer Education workshops to improve financial literacy to the residents of Lorain County. Offers homebuyers two courses (four hours per class) focused on Financial Literacy (budgeting and saving) and the home ownership process to prepare participants on the homebuying process. Must attend both classes.

Offers Free Homebuyer Education Class - Part 1 and Part 2. Topics include: - Your Credit and Why It is Important. - Managing Your Money. - Thinking Like a Lender. - Becoming a Homeowner. - Protecting Your Home Investment.

Provides contact information for agency approved counseling agencies throughout the service area. Provides information, sometimes through seminars and workshops, on how to buy a home. Also assists homeowners with problems of property maintenance and financial management. Organizations with expertise in real estate can apply to become approved counseling agencies.

Offers a HUD certified home buyer education program that consists of eight hours of classroom education. Classes are held in the evening and on the weekend. One-on-one counseling is available. Topics covered include: Budgeting and credit, loan products, home inspection and the closing process.

Provides counseling for those who are interested in buying and maintaining a home. Will review and explain loan documents. Provides information for those who may have or are in danger of falling behind on current mortgage payments on a home. Provides post-purchase information on home maintenance.

Provides zero-interest loans to qualified residents who need to make home repairs. Offers home repair assistance as well as financial counseling, home buyer education, tool lending library and home repair classes.

Offers a variety of workshops and individual financial coaching sessions that cover each step of the home-buying process. Participants may receive information about and assistance with searching for a home, resolving potential credit problems, and obtaining a mortgage loan.

Provides pre-purchase housing counseling.

Provides guidance through the steps of cleaning up credit, purchasing a home and obtaining a mortgage. Offers seminars on topics such as buying a home and home equity loans.

Offers a variety of workshops and individual financial coaching sessions that cover each step of the home-buying process. Participants may receive information about and assistance with searching for a home, resolving potential credit problems, and obtaining a mortgage loan.