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Connects individuals and families to nonprofit member agencies offering telephone, online, and in-person counseling about managing household finances, escaping debt, affordable home ownership, filing bankruptcy, managing student loan debt, and improving credit. People can search the website by zip code for nearest agencies. Member agencies can assist with developing personalized budget plans and Debt Management Plans (DMPs).

Provides information and guidance for individuals who are having difficulty meeting their financial obligations and, as a result, are faced with a loss of their credit rating, foreclosure and loss of their home or property, IRS tax audit, or bankruptcy. Offers a Debt Relief Hotline to discuss credit card debt, a Mortgage Relief Hotline to discuss issues about home mortgages, a Tax Relief Hotline to discuss federal income tax audits, and a Bankruptcy Advice Hotline to discuss legal issues regarding bankruptcy.

Offers classes on a variety of topics including budgeting, saving, improving credit, workforce literacy (prejob guidance, life skills, etc.) computer training and preparing for home ownership. One on one counseling in these areas is also available upon request.

Provides free classes for those being sued in local municipal courts for credit card debt. Class topics include: - Explanation of court papers. - Common defenses. - Basic court procedures. - Forms to use to represent yourself.

Provides credit counseling to address money and debt management. Debt Management Program for debt repayment.

Provides free, one-on-one financial counseling by professionally trained coaches. Teaches individuals and families skills to budget, save, develop healthy banking relationships, and improve credit scores. Provides legacy planning to review and organize assets, review insurance and titles, and connect clients to free resources to prepare legacy planning documents. Also provides assistance with defaulted student loans.

Provides education on credit, contractual agreements, identity theft, and basic finances such as budgeting and saving.

Provides free, one-on-one financial counseling by professionally trained coaches. Teaches individuals and families skills to budget, save, develop healthy banking relationships, and improve credit scores. Provides legacy planning to review and organize assets, review insurance and titles, and connect clients to free resources to prepare legacy planning documents. Also provides assistance with defaulted student loans.

Provides free, one-on-one financial counseling by professionally trained coaches. Teaches individuals and families skills to budget, save, develop healthy banking relationships, and improve credit scores. Provides legacy planning to review and organize assets, review insurance and titles, and connect clients to free resources to prepare legacy planning documents. Also provides assistance with defaulted student loans.

Provides one-on-one financial coaching and counseling, group-based and individual financial education services, group-based and individual job readiness training, soft-skills development, free tax preparation services, financial education and referrals, and access to public benefits applications and work supports through one-on-one Ohio Benefits Bank counseling.

Provides one-on-one financial coaching and counseling, group-based and individual financial education services, group-based and individual job readiness training, soft-skills development, financial education and referrals, and access to public benefits applications.

Financial education and counseling course designed to empower participants with financial education, raise their credit score, and increase their purchasing power. This financial literacy course provides information on budgeting, understanding the power of credit, eliminating debt, and implementing systematic savings.

Provides free, one-on-one financial counseling by professionally trained coaches. Teaches individuals and families skills to budget, save, develop healthy banking relationships, and improve credit scores. Provides legacy planning to review and organize assets, review insurance and titles, and connect clients to free resources to prepare legacy planning documents. Also provides assistance with defaulted student loans.

Provides credit and budget counseling to people who may be interested in purchasing a home. Services includes: reviewing credit report, identifying barriers to being mortgage ready, and helping develop a plan for repairing credit problems.

Provides classes that address economic stability such as credit repair, budgeting, understanding predatory lending, and building personal resources.

Provides education on credit, cell phones, contractual agreements, identity theft and basic finances such as budgeting and saving.

Provides one-on-one counseling to learn about money management, budgeting, procedures for correcting personal credit, and other skills to assist in becoming effective consumers.

Provides free, one-on-one financial counseling by professionally trained coaches. Teaches individuals and families skills to budget, save, develop healthy banking relationships, and improve credit scores. Provides legacy planning to review and organize assets, review insurance and titles, and connect clients to free resources to prepare legacy planning documents. Also provides assistance with defaulted student loans.

*Homebuyer Education Classes: Monthly, 6-hour course offered via Zoom or onsite; first-time buyers learn the ins and outs of purchasing a home. Also available as web-based course @ www.ehomeamerica.org/nhp. *Packaging for USDA direct program: Local resource for income-eligible applicants wishing to purchase in approved rural areas. Low interest rate without mortgage insurance; monthly subsidy assistance to assist with house payment.

Provides classes and individual counseling on budgeting, credit, mortgage loans, predatory lending, and home purchase preparation, including separate review of documents.

Provides comprehensive services for current and potential homeowners, including first-time homebuyer programs, financial wellness counseling, down payment assistance, foreclosure prevention counseling.

Provides free and confidential budgeting and money management counseling; an alternative to bankruptcy; financial counseling; credit counseling; debt management services including negotiating payment arrangements with creditors; does not pay bills; does not make loans; credit report review sessions available for a fee.

Provides a one-on-one program that can assist eligible individuals who are interested in purchasing a new home, opening a savings account, nontraditional banking services, improving credit scores, and financial education. Programs include instruction on using computers, setting up computer devices, resume development and review and online employment application assistance.

Provides assistance for people who want to improve their understanding of the consumer credit lending and collections systems, and maximize their skill in utilizing the credit that is available to them. The Manage Credit Series helps people to understand the value of credit, credit terms and conditions, lenders' expectations, and credit reports.

Provides personal credit report and review as well as credit education and goal setting.