View Search Results

Connects individuals and families to nonprofit member agencies offering telephone, online, and in-person counseling about managing household finances, escaping debt, affordable home ownership, filing bankruptcy, managing student loan debt, and improving credit. People can search the website by zip code for nearest agencies. Member agencies can assist with developing personalized budget plans and Debt Management Plans (DMPs).

Apprisen offers free, confidential counseling to help individuals deal with their personal situations. No matter if they are just beginning to get behind or are more seriously delinquent, trained housing counselors can help assess your financial situation in person or by phone. They will help to rework a budget and contact lenders if necessary to develop a plan to address the mortgage delinquency.

Program that can help homeowners with higher income levels. A family of one can make $103,000 yearly and still qualify for assistance with Property taxes, homeowner's fees, and utilities.
Utilities include: Natural gas, electricity, bulk fuel, water, sewer, trash removal, broadband internet, and disconnection and reconnection fees.

Provides information on the tax foreclosure process for those who have been notified that their property taxes are overdue and they are in danger of having their property foreclosed for non-payment. Can assist taxpayers needing to communicate with governmental bodies or with organizations who may have purchased taxpayers' overdue taxes from local governments and who may be in the process of foreclosing on the property.

Maintains information on investment firms, investment professionals, and alerts regarding investment scams. Accepts complaints and attempt to assist in resolving disputes regarding investments.

Provides enrollee information on buying, investing, and wealth building. Also covers financing a major purchase, credit/budgeting, wills, trusts, and estates.

Provides programming and information on nutrition, food safety, budgeting, babysitting, worksite wellness, sun safety, mental health first aid, and food preservation.

Provides a financial literacy program for students in grades 7-12; students simulate the life of an adult who must make financial decisions, manage a family and go to work.

*Homebuyer Education Classes: Monthly, 6-hour course offered via Zoom or onsite; first-time buyers learn the ins and outs of purchasing a home. Also available as web-based course @ www.ehomeamerica.org/nhp. *Packaging for USDA direct program: Local resource for income-eligible applicants wishing to purchase in approved rural areas. Low interest rate without mortgage insurance; monthly subsidy assistance to assist with house payment.

Provides education on credit, cell phones, contractual agreements, identity theft and basic finances such as budgeting and saving.

Provides debt consolidation and financial counseling services, budgeting, personal finance counseling, debt consolidation and related services.

LASCO provides advice and representation for tenants who live in private or subsidized housing. Our goal is to preserve and improve the quality of the tenant’s home. Legal services are provided in the following areas: - Evictions - Fair housing - Security deposits - Issues with the condition of rental properties - Section 8 Voucher terminations - Mortgage foreclosures - Tax foreclosures.

Provides debt consolidation services by working with creditors to establish a debt repayment plan set-up and managed by Apprisen with less interest/fees.

Collects delinquent taxes in real estate, manufactured homes, personal property, bankruptcy and foreclosure. Suggests possible benefits and alternative payment plans. Considers requests for penalty forgiveness in extenuating circumstances. Provides information on annual tax lien sales for taxpayers and potential buyers. Will explain your tax bill, suggest any tax reductions for which you might qualify, setup monthly payment plans while stopping further interest and penalties from being added and explain the process for appeals.

Offers money management education in group settings. Classes include: basic money management, credit, savings, planning for the future. Locations vary. Call for more information.

Provides free, one-on-one financial counseling by professionally trained coaches. Teaches individuals and families skills to budget, save, develop healthy banking relationships, and improve credit scores. Provides legacy planning to review and organize assets, review insurance and titles, and connect clients to free resources to prepare legacy planning documents. Also provides assistance with defaulted student loans.

Provides counseling for those struggling with student loans and can't seem to find enough money to pay your bills every month. Offers an educational session that will examine financial situations and help get personal finances on track. Sessions include; learning to create a spending plan based on what is owed, credit report analysis, reviewing student loan payment options or avoiding default, loan consolidation advise, and other related budgeting practices. If necessary, Apprisen will contact student loan providers to review repayment options.

Provides guidance in the many areas that can play a role in achieving goals for financial stability. Includes budget plan, savings plan, credit counselin, debt management plan, access to credit building tools, access to banking products.

Teaches individuals to read credit reports, develop a balanced household budget, increase savings, and set financial goals.

Provides free, one-on-one financial counseling by professionally trained coaches. Teaches individuals and families skills to budget, save, develop healthy banking relationships, and improve credit scores. Provides legacy planning to review and organize assets, review insurance and titles, and connect clients to free resources to prepare legacy planning documents. Also provides assistance with defaulted student loans.

Provides information and guidance related to money management and credit issues. Offers an assessment of a household's current financial status as well as solutions to achieve financial goals. Topics include budgeting, money management, credit maintenance, and goal setting.

Offers free one-on-one counseling and group workshops on financial literacy topics Topics may include setting up a budget, understanding banking and credit, and homeownership preparation.

Offers a small-dollar loan program designed to assist a household in meeting a financial need while building their credit. Those who access this program will receive a loan of up to $3,500 and make payments over time.

Offers special interest classes for those who do NOT have vocational training as a goal. Classes include: personal finance, Do-it-yourself classes, gardening and landscaping, first aid/CPR and hobbies and interests.