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Provides first-time homebuyers whose income falls below the threshold are eligible for up to $7,500 to use toward the purchase of a home, and up to $9,500 in target neighborhood.

Provides a $3 to $1 match to assist eligible first-time home buyers with their down payment and closing costs. Offers a maximum of $12,000 as a 0% deferred interest loan due upon sale, transfer, foreclosure, or if the home is no longer used as the primary residence of the applicant.

Accepts applications for zero-interest, deferred, forgivable loans up to $14,000 to assist with down payment and closing costs for an owner-occupied home within the City of Cincinnati.

Administers Community Development Block Grant (CDBG) dollars for: Mobile Home Repair, Elderly Home Repair, Home Repair, Rental Rehabilitation, and Homeownership Assistance. Partners with Wood County, County Housing Impact and Preservation Program (CHIP) Programs for Owner-occupied Rehabilitation in the city in partnership with Wood County CHIP.

Provides financial and other forms of assistance to veterans, their dependents and survivors. Major benefits include veterans’ compensation, veterans’ pension, survivors’ benefits, rehabilitation, employment assistance, education assistance, home loan guaranties, health insurance, burial benefits and life insurance coverage.

Provides funds for first time homebuyers to purchase a home. These loans are available to income qualified homebuyers for eligible costs including title search, legal fees, and closing costs.

Provides down payment assistance in the amount of 10% of the purchase price, with a maximum purchase price of $149,000.00. Loan may not cover all closing costs. Homebuyer will be responsible for a minimum 3% contribution towards the purchase. The assistance is provided in the form of a deferred second loan on the home, and the full amount of assistance will be repaid upon sale, transfer or refinance of the home.

Offers recent college graduates, including those earning postgraduate degrees, a down payment and closing cost assistance and a favorable mortgage interest rate through Ohio Housing Finance Agency's (OHFA) Grants for Grads Program. Gives eligible borrowers the ability to use the grant to reduce out-of-pocket expenses associated with buying a home. OHFA partners with a variety of lenders including banks, mortgage companies, and credit unions throughout the state.

Offers purchasing assistance to first-time homebuyers. Assistance may include obtaining a 30-year fixed mortgage loan and grants for down payment assistance.

Offers down payment assistance loans of up to $10,000 toward the purchase of a single family home, attached single family home or a condominium housing unit. Loan amount will be based on 17% of purchase price, with a maximum down payment assistance of $10,000. This loan is deferred, interest free and will be 50% forgiven after a period of five years of owner occupancy. The remaining balance is due upon re-sale or transfer of the property.

Provides financial and other forms of assistance to veterans, their dependents and survivors. Major benefits include veterans’ compensation, veterans’ pension, survivors’ benefits, rehabilitation, employment assistance, education assistance, home loan guaranties, health insurance, burial benefits and life insurance coverage.

Homeport offers several down payment assistance programs to assist first time home buyers with down payment and closing costs. Visit website www.homeportlearning.org for individual program qualifications.

Provides up to $20,000 in down payment assistance to qualifying households wishing to purchase a home available under the Newport Homeownership Development Housing Project. Assistance is provided as a forgiveable loan.

Provides up to a $30,000 forgivable loan to use for down payment and/or closing costs associated with the purchase of an owner-occupied residential property in Greater University Circle.

Offers first-time homebuyer's down payment and closing cost assistance and a favorable mortgage interest rate through Ohio Housing Finance Agency's (OHFA) Down Payment Assistance Program. Gives eligible borrowers use of the grant to reduce the out-of-pocket expenses associated with buying a home.

Assists low and moderate income households finance the acquisition of a first home in the City of Columbus, Columbus City Schools. ADDI is a five year deferred forgivable loan. The buyer must reside in the property for five years after the closing date or the funds must be repaid to the City. The property is unable to be sold, rented, or transferred during these five years and must remain as the sole residence of the buyer. After the five years, the mortgage and restrictive covenant are released on the property and the loan is forgiven.

Accepts applications for zero-interest, deferred, forgivable loans up to $10,000 to assist with down payment and closing costs for an owner-occupied home in the cities of Bellevue, Covington, Dayton, Erlanger, Florence, Independence, Ludlow, or Newport.

The Ohio Housing Finance Agency offers down payment assistance, career-related interest rate discounts and other loan products to make buying a home or condo easier. Over the last year, the Agency has seen a drastic increase in volume for its homebuyer assistance programs. To ensure the Agency's ability to provide Ohio homebuyers with discounted mortgage rates and down payment assistance, adjustments will be made to the homebuyer assistance programs. Effective with reservations on or after July 1, 2025, OHFA's down payment assistance will change to 3% for Conventional loans and 3.5% for Government loans (FHA, VA, USDA). The Agency will also begin using target and non-target income limits for all first-time homebuyer programs as are currently used in the Mortgage Tax Credit program.